Car insurance discussions and local services.
davidblogger2771
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Topics and replies this member has contributed.
RE: Why does insurance cost more in Houston than Austin or Dallas?
Man, I swear Houston’s got it out for cars. Between the potholes and the random hail, I’m surprised my insurance doesn’t just send me a “good luck” card every renewal. Do you think it’s just the weather, or is it all the...
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
Totally get that. My wallet cries every renewal, but at least I sleep at night. Still, I’ve heard some folks say their agent told them “occasional driver” is fine as long as the teen doesn’t live at home full-time. Anyon...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Man, I hear you. When my renewal came up last year, I nearly spit out my coffee at the new rate. I’d love all the bells and whistles, but if it comes down to groceries or roadside assistance, I know which one wins. The f...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Yeah, I used to think UM was just another way for them to squeeze a few more bucks out of us. Then my buddy got T-boned by someone who vanished faster than my motivation on a Monday. Suddenly, that “extra” coverage didn’...
RE: Dealing with car insurance headaches in MA - any tips?
Had to do it once after a fender bender in Worcester. My own insurance covered it, but man, the paperwork felt endless. The rental place acted like I was robbing them when I declined their coverage. Pro tip: bring snacks...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Yeah, those “hard brake” alerts crack me up. I swear, one time I got dinged for stopping at a yellow light because some guy cut in front of me. Guess the app thought I was just showing off my ninja reflexes. City driving...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
Yeah, I hear you on the receipts thing. I tried keeping track of every little thing I swapped out - shift knob, LED bulbs, even floor mats at one point. Gave up after realizing my glovebox was starting to look like a fil...
RE: Classic car insurance and the annual mileage cap - worth it?
Yeah, the annual mileage cap always sounds scarier than it really is. I used to stress about it, but turns out my “classic” spends more time in the garage than on the road anyway - guess I’m more of a weekend polisher th...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Right? My Corolla’s basically family at this point. I swear, the older I get, the more “senior discounts” just mean “hidden fees.” I’ve started reading the policy like it’s a mystery novel. Still get tripped up sometimes...
RE: Little-known trick with Progressive’s roadside help
Honestly, I’ve had Progressive for years and never actually needed to pull out the paper copy. Every time I’ve called, they just asked for my info and handled it. Maybe I’ve just been lucky? The fine print is a pain, tho...
RE: Someone smashed my parked car - deal with insurance or call the cops?
Honestly, I’ve had both good and bad luck with the “just swap info” route. Once, the other driver was super chill and it was all smooth sailing. Another time, the guy suddenly “forgot” how the dent got there and my insur...
RE: Roadside help added to my insurance - totally worth it?
Yeah, those “included” plans are sneaky. I learned the hard way that my “unlimited” roadside actually meant one tow per year, and after that, it was basically highway robbery. I swear, insurance fine print is like a choo...
RE: is accident forgiveness really worth it in Ohio?
I hear you on the “what if” factor. I’ve always felt like accident forgiveness is just another way for insurance companies to squeeze a few extra bucks out of us. I mean, unless you’re driving like you’re auditioning for...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Oof, that’s rough. I’ve definitely been tempted by those lower premiums, but my luck’s about as good as a GPS in a tunnel. I’d probably get hit the week after switching to a high deductible. I’m with you on the “pull fr...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Totally get where you're coming from - city rules can feel like they're targeting classic car owners sometimes. Had a similar headache with my old VW Beetle. Left it parked outside for just over a week while waiting on a...