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@data_pat
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Topics: 2 / Replies: 10
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RE: Why can’t I use my points AND a coupon at checkout?

Couldn’t agree more with the frustration here. It’s wild how these places hype up their loyalty programs, but when you actually try to use them, it’s ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Title: Confused about insurance rules in South Dakota—help me figure this out Yeah, I totally get where you’re coming from. The inconsistency is wild...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, you nailed it with the Trader Joe’s line—there’s just no “fast lane” for roadside in NYC. I’ve had both Geico and Progressive, and neither o...

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RE: Little-known trick with Progressive’s roadside help

Honestly, I used to think carrying boards was overkill too, but after my own “fun” with a slammed Civic and a tow truck driver who just shrugged, I ge...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Honestly, I’m right there with you. Last year, I clipped a parking post and had to replace a side mirror with all the bells and whistles—blind spot, c...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Yeah, I get the insurance worries—my rates are already through the roof, so I can’t even imagine what a claim on a classic would do. Still, the city’s...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I’ve always suspected there’s more wiggle room than they admit. My last claim, the adjuster gave me a number that felt pulled out of thin ai...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I was skeptical about comprehensive coverage too, especially since my driving record isn't exactly spotless. Figured they'd charge me through th...

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RE: stuck between Geico and Progressive in NY, thoughts?

I get the appeal of agreed-value coverage, but honestly, for a regular family car, it might be overkill. Unless you've done some serious mods or upgra...

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RE: lent my car to a friend, insurance got messy real quick

Had a similar run-in myself, and honestly, the whole "occasional driver" thing feels intentionally sketchy. I mean, how do they even measure occasiona...

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