Yeah, I hear you on the tracking apps. They’re not perfect, but for some of us with a few dings on our record, they can be a lifesaver. I was skeptica...

That’s pretty much how I look at it too. Years ago, I dropped full coverage on my old sedan because it barely left the garage. Wouldn’t you know, a ne...

I hear you on the paperwork hassle—been there, done that. I’ve always leaned toward skipping the extra coverage too, since my own insurance usually pi...

Yeah, I’ve noticed the same. I used to stick with the same company for years thinking it’d help, but my rates just kept creeping up. Now I shop around...

Yeah, “full coverage” is such a misleading term. I used to think it meant everything too, until I found out my policy didn’t cover rental cars after a...

I hear you on the AAA card—mine’s usually wedged between old receipts and a half-melted chapstick. I’ve had both, and honestly, I stick with AAA for t...

Yeah, insurance lingo is a whole different language. I’ve had my share of “wait, that’s not covered?” moments too—usually right when I need it most. T...

I get where you're coming from. Honestly, I skipped accident forgiveness too for pretty much the same reasons. Unless you’ve got a history of accident...

Yeah, those “comprehensive” add-ons sound like a money grab until you see what a hailstorm can do. I’m in Missouri, so not too far off from Kansas wea...

Yeah, that 15-mile thing can really trip folks up. I remember getting stuck in Queens and realizing my “coverage” barely got me to a shop I didn’t eve...

Yeah, I’ve been there too. Years ago, I barely tapped a neighbor’s Accord—no marks, we both shrugged it off. A week later, he found a cracked tailligh...

Couldn't agree more on this one. I've had my share of sudden Arkansas storms—one minute you're cruising along, next you're squinting through a waterfa...

Had something similar happen to me last year. Adjuster said it was just cosmetic, but I had a buddy take a quick look and turns out the bumper bracket...