Car insurance discussions and local services.
cyclotourist51
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RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
Title: Deciding between just liability or going all-in with full coverage on Liberty Mutual I get the peace of mind argument, but honestly, for most cars that aren’t worth much, full coverage just doesn’t add up in the ...
RE: How I got my car registered and insured in MA (step-by-step, sorta)
You’re not kidding about the rent - at this point, I’d settle for them just not chewing through my vacuum lines. I’ve always thought the soy wiring thing was a bit overblown too. My ‘92 Volvo had wires gnawed on long bef...
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
I totally get where you’re coming from - insurance policies are a maze. I’ve actually heard of claims getting denied when a teen wasn’t listed, especially if they’re living at home and driving regularly. Some companies a...
RE: Why can’t I use my points AND a coupon at checkout?
Couldn’t agree more about pushing back a bit. I’ve run into this plenty, especially when hunting for parts or supplies for my old Chevy. Sometimes the online checkout just flat-out refuses to stack deals, but if you talk...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I hear you, but I’ve had agents get weird just because I wanted to see the fine print on agreed value for my ‘72 Chevelle. Maybe it’s just not common, but if I’m shelling out for coverage, I want to know what’s actually ...
RE: Finding decent car insurance deals on the islands - my step-by-step
Couldn’t agree more. I’ve had way better luck walking into a small office and talking face to face than clicking through endless online forms. The big companies just see “classic car” and “island zip code” and jack up th...
RE: Bundling insurance with USAA: worth it or just hype?
Totally get where you’re coming from. I tried bundling my old Mustang and house once - saved a bit, but when it came to actual repairs, the “savings” vanished. Did you look into any classic car insurers before splitting?...
RE: Classic car insurance and the annual mileage cap - worth it?
That’s been my experience too. I thought I’d be out every weekend, but between weather, repairs, and life, I’m lucky to use half my miles. Still, a “top-up” would be handy for those rare road trip years.
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? I’ve had a few different policies over the years - especially for my classic cars, which are a whole other animal - but honestly, I’ve never had a claim denied just beca...
RE: Classic car insurance and the annual mileage cap - worth it?
Totally get where you're coming from. The mileage cap always sounds like a bigger deal than it actually is, at least in my experience. I mean, if you’re driving your classic enough to hit the cap, you’re probably not tre...