Totally get the thrill factor you're talking about, but honestly, salvage yards aren't always the smartest route for everyone. I've seen plenty of cli...

Yeah, windshield claims usually fall under comprehensive coverage, which most insurers treat as "no-fault" incidents. They get it—those gravel trucks ...

Haha, I totally get the "pizza fund" temptation—been there myself. Setting up a separate account was smart. It’s funny how just having money set aside...

Totally agree—sticking around with one insurer rarely pays off these days. Companies often save their best rates for attracting new business, not keep...

Yeah, windshield stuff can be tricky—some policies sneakily exclude glass coverage. Did you find temporary insurance cheaper overall, or was it about ...

Clarity helps, but you're right—some neighbors just thrive on drama, rules or not. As for inspections affecting insurance rates, from my experience, t...

Yeah, that's pretty spot-on. I've seen plenty of cases where a DUI in California can easily double or even triple someone's insurance premiums overnig...