crypto313
crypto313
@crypto313
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RE: bumped someone's car lightly, no visible damage—should I report?

Had something similar happen last year—barely tapped a newer Audi in a parking lot, zero visible damage. Thought we were good, but the owner called me...

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RE: Insurance tips for my vintage ride needed

Agreed-value definitely has its perks, especially for classics. A few years back, my neighbor had his '68 Mustang sideswiped by a delivery truck—nothi...

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RE: stuck between Geico and Progressive in NY, thoughts?

Snapshot definitely has its quirks, but honestly, it wasn't too bad for me. I commute daily through Queens and Manhattan—talk about stop-and-go madnes...

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RE: saving cash on insurance when you're young and broke

Totally get where you're coming from. I used to think comprehensive was a must-have, until I actually needed it. A few years back, driving home from w...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Had a similar experience myself. Went local a few years back after hearing good things from coworkers. Everything was smooth sailing until I had an ac...

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RE: is accident forgiveness really worth it in Ohio?

I've actually found accident forgiveness to be a bit overrated, at least in my experience. A few years back, I had it bundled into my premium plan her...

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RE: quick heads-up on Arkansas auto insurance basics

Had a similar experience, but with my trusty old commuter car. Got rear-ended last year and figured it'd be straightforward—boy was I wrong. Big natio...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I switched from AAA about two years ago after a frustrating claim experience—felt like pulling teeth to get updates. Ended up with a smaller local ins...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Had a similar experience myself. Used USAA for years—no complaints, really—but after a fender-bender last summer, things dragged a bit. Switched to an...

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RE: Sneaky Auto Insurance Exclusions You Might've Missed

Yeah, learned that the hard way myself. A buddy borrowed my car maybe once every couple months—nothing regular, just random errands. Thought it was no...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

When I had my accident a couple years back, my insurer got picky once therapy went beyond their initial timeframe. It wasn't really about the treatmen...

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RE: Finally Decluttered My Electronics Hoard and It Feels Amazing

That's a nice sentiment, but honestly, I've found donating electronics can sometimes be trickier than it sounds. Last year, I tried giving away a bunc...

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