crafts_anthony
@crafts_anthony
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Topics: 0 / Replies: 19
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RE: Running out of gas and waiting forever for help

I totally get keeping that gas can around, even if it’s just for peace of mind. I’ve had one in my trunk for years too—empty, never used, but it makes...

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RE: Do you really need extra insurance for a rental in Montana?

Totally get where you’re coming from. I’m usually the one pinching pennies and skipping all the extras, but Montana’s a different beast. Those “mainta...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I get what you’re saying, but I’m not totally convinced individual effort never matters. Yeah, Houston’s got its stats and the big companies are gonna...

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RE: Why California’s minimum car insurance might not be enough

Totally get this. I’ve been driving an old Civic for years and honestly, paying for full coverage just didn’t make sense once it hit a certain age. Li...

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RE: Why does picking a deductible feel like a weird gamble?

I hear you on the peace of mind thing, but honestly, I’ve crunched the numbers a bunch and, for me, the high deductible just makes more sense. I drive...

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RE: Dealing with car insurance headaches in MA—any tips?

That valet stub story hits close to home—never thought I’d be hoarding random receipts, but here we are. I totally get what you mean about adjusters, ...

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RE: Would you risk a higher deductible to lower your insurance bill?

I get what you’re saying about peace of mind, but man, those higher premiums add up quick. I’ve always rolled the dice with a higher deductible just b...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I’m with you—sometimes it feels like you’re paying extra for peace of mind that doesn’t really pay off. My cousin shelled out for forgivenes...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I get what you mean about not wanting to overthink it, but after seeing that Kansas hail story, I kinda feel like the “just cover the basics” approach...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Man, I hear you. Those apps act like every “hard brake” is your fault, but out here, it’s either that or you’re paying for a new bumper—and probably a...

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RE: saving cash on insurance when you're young and broke

I've been using one of those tracking apps for about two years now, and honestly, the savings are pretty modest. Maybe 5-10% tops? It's nice to see th...

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RE: insurance denied my claim—what would you do?

Yeah, insurers can be pretty skeptical about anything handwritten these days. I've had better luck when I paired my notes with dashcam footage or even...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

I get why you'd want physical copies handy, but honestly, the ziplock bag idea never worked for me. I tried it once after a friend recommended it, and...

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RE: Finally figured out how car insurance works in no-fault states

Totally agree about talking to an actual agent—saved my butt a few times too. But honestly, as someone trying to keep costs down, I usually start onli...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, I feel you on this one. A couple years back, my friend reported a tiny scrape—no visible damage, just wanted to be safe—and his rates did bump u...

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