crafts904
@crafts904
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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Honestly, I get where you're coming from. I park outside too, and after seeing a buddy’s car get wrecked by a falling branch, I just can’t risk it. Ma...

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RE: Little-known trick with Progressive’s roadside help

Totally get where you’re coming from. I’ve had my share of “what’s that puddle under the car?” moments with older rides. At least with newer cars, you...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Yeah, I’ve seen people get tripped up by missing paperwork or deadlines too. Online’s tempting for the price, but if you’re not super organized, it ca...

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RE: Are those price-checker sites actually reliable?

Honestly, I get where you’re coming from, but I actually had the opposite experience once. Used a price-checker for a brake job and the estimate was p...

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RE: Deductibles and premiums—what's the real deal?

I’m still not convinced $500 is the magic number, but I get the logic. I bumped mine up last year and yeah, the premium drop was nice, but I keep wond...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I get your point, but honestly, comprehensive coverage isn't always worth it for older cars. Depends a lot on your local weather and parking sit...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, that's been my experience too. Had a minor fender-bender last year—thought my dashcam footage would make it an open-and-shut case. But the insur...

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RE: finally found an insurance company in CA that doesn't drive me nuts

I get your point, but insurers rely on generalized data for a reason—it's usually pretty accurate. Even careful drivers can have bad days. Still, good...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, regional differences definitely play a role. I've had similar experiences—AAA was quick in town, but last summer when I got stranded out near th...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

Yeah, insurers definitely don't mess around. Had a friend who got labeled "high-risk" after a minor fender-bender—not even his fault—and it took ages ...

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RE: quick heads-up on Arkansas auto insurance basics

Yeah, totally get that. Had a minor bump in Conway last year—same story, deductible ate up most of it. Still, I keep collision coverage mainly for pea...

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