Yeah, I get your point, but honestly, comprehensive coverage isn't always worth it for older cars. Depends a lot on your local weather and parking sit...

Yeah, that's been my experience too. Had a minor fender-bender last year—thought my dashcam footage would make it an open-and-shut case. But the insur...

I get your point, but insurers rely on generalized data for a reason—it's usually pretty accurate. Even careful drivers can have bad days. Still, good...

Yeah, regional differences definitely play a role. I've had similar experiences—AAA was quick in town, but last summer when I got stranded out near th...

Yeah, insurers definitely don't mess around. Had a friend who got labeled "high-risk" after a minor fender-bender—not even his fault—and it took ages ...

Yeah, totally get that. Had a minor bump in Conway last year—same story, deductible ate up most of it. Still, I keep collision coverage mainly for pea...