crafts753
@crafts753
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Topics: 0 / Replies: 9
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RE: Would you risk a higher deductible to lower your insurance bill?

- High deductible only makes sense if you’ve got the cash set aside for emergencies. Otherwise, it’s just stress. - I tried it once, too. Saved maybe ...

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RE: Would your insurance hold up if your EV battery suddenly failed?

- I get what you mean about just saving the money instead of paying for a warranty. I’ve run the numbers a few times and, unless you’re super unlucky,...

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RE: Confused about Illinois car insurance rules—anyone else?

Never been asked for the paper card, just showed my phone once and the cop didn’t care. Illinois law says digital is fine, but I keep a crumpled paper...

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RE: Finally figured out how to stop worrying about roadside help running out

Decent points, but honestly, practicing tire changes at night feels like overkill to me. How often are you really stuck changing tires in pitch darkne...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Couldn't agree more. Digital is great until it isn't. Had a similar issue myself—phone battery died right when I got pulled over for a busted tailligh...

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RE: Insurance tips for my vintage ride needed

Good points here, but honestly, mileage is the biggie for me. I drive my classic regularly too, and insurers always grill me on that. Couple things I'...

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RE: quick heads-up on Arkansas auto insurance basics

Good points overall, but I'd add a couple things: - Accident forgiveness sounds nice, but insurers aren't charities. They'll find ways to recoup cost...

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RE: lent my car to a friend, insurance got messy real quick

Been there, learned that lesson the hard way too. Lending cars always sounds chill until reality hits your wallet. Now I straight-up ask friends if th...

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RE: quick heads-up on Arkansas auto insurance basics

Did something similar myself a while back—dealership quoted me nearly $400 for a taillight assembly, found the exact OEM part online for about $90 shi...

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