Car insurance discussions and local services.
cpilot59
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Topics and replies this member has contributed.
RE: When The Other Driver Has No Insurance And Dings Your Car
Man, the paperwork is the real villain here. I had a fender bender last year - guy had insurance, but it was some fly-by-night company and it still took forever. I can only imagine how much worse it’d be if they had noth...
RE: Finding decent car insurance deals on the islands - my step-by-step
I hear you on the chickens. My neighbor’s rooster once hopped onto my hood and left claw marks that looked like some kind of ancient script. I’ve given up on keeping my car spotless - between the falling mangoes and rogu...
RE: How did you feel after your first accident and dealing with insurance?
That’s exactly how it went for me too - had my folder, had my phone, and still managed to fumble around like I’d never seen my own name before. The rep barely glanced at my paperwork, just wanted the numbers and dates. H...
RE: What happens if your rideshare app is between trips and you get into an accident?
Yeah, learned this the hard way last year. I was literally just sitting in my car, sipping coffee, waiting for a ping. Guy rear-ends me and my insurance rep suddenly acts like I’m trying to rob Fort Knox. Turns out “wait...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
Yeah, I get what you mean about the “smart” rides turning every little scrape into a mini financial crisis. But honestly, I’ve seen our premiums go down a bit since we switched - maybe not enough to throw a party, but it...
RE: Confused about Illinois car insurance rules - anyone else?
Yeah, that time limit is brutal. I remember thinking I was clever, picking the cheapest rental coverage, and then my car decided to have a meltdown right before a holiday weekend. The shop was swamped, parts took forever...
RE: Classic car insurance and the annual mileage cap - worth it?
Had the same thing happen - got an email at renewal asking for a “current odometer reading.” I had to dig through my phone for a pic because I’d already left for work. Honestly, I get why they do it, but it does make you...
RE: Medicare Advantage vs. Medigap: which one actually works better?
Yeah, that “local network” thing is like thinking you’ve got the whole pizza, then realizing you’re stuck with just the crust. I tried Advantage for a year - saved some cash, but the second I went to visit my sister in O...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
I swear, my old Civic sat in my driveway for a month with a flat tire and nobody cared, but my buddy’s Mustang gets a cover and suddenly it’s a “blight.” It’s like the city’s got a sixth sense for anything remotely cool....
RE: Insurance paid way less than what it cost me to replace my roof
Man, that hits close to home. I once picked a high deductible because “it’ll never happen to me,” then a rogue hailstorm turned my sedan into a golf ball. Insurance check came in and I swear it barely covered enough for ...
RE: stuck between Geico and Progressive in NY, thoughts?
Man, I feel this in my soul. Every time I get my renewal notice, I have to resist the urge to just start biking everywhere. NY insurance is like paying rent for your car’s imaginary problems. I had Geico for a while - lu...
RE: Car Insurance in Delaware - Any Hidden Gems or Hacks?
I’m right there with you on the folder full of receipts - mine’s a mess of crumpled oil change stickers and coffee-stained invoices, but hey, it gets the job done. I tried one of those “safe driver” apps for a month and ...