Yeah, I get where you’re coming from. I had a similar experience in Charlottesville—my credit card covered most of the damage after someone dinged my ...
Yeah, that legal stuff really does haunt you. My cousin once got flagged for something similar—just a little “white lie” on a claim, and now every tim...
Yeah, those “short-rate” penalties are the worst. Had something similar happen when I tried to switch insurers mid-year—thought I’d be saving money, b...
Had a similar scare in Richmond last year—my credit card covered most stuff, but “loss of use” was this sneaky loophole. I get why you double-check no...
Man, that’s the part that gets me. Reminds me of when I got a speeding ticket on a road trip years ago—paid the fine, did the traffic school, but my i...
That hits home. Had a similar thing happen after a deer ran into my car (not the other way around, for once). The “bundled” discount disappeared when ...
Had a buddy who tried to “forget” about a fender bender on his record when he was shopping for new insurance. Didn’t seem like a big deal at the time,...
Title: Is Accident Forgiveness Really Worth It in Ohio? That’s definitely true—my buddy had a minor scrape on his Audi and the bill was almost as m...
I totally get where you’re coming from about the paperwork vs. waiting. The last time I had to file a claim with State Farm, it felt like I was sendin...
I hear you on Murphy’s Law. Had a buddy who dropped comp on his old Civic, thinking it wasn’t worth it anymore, and—no joke—two weeks later, hailstorm...
Man, I’ve had the exact same thing happen—sometimes two reps from the same company will give totally different answers. Once I even got a “yes” in cha...
I totally get the comfort of having pen and paper handy—old habits die hard, right? I’ve tried using my insurance’s app once after a fender bender (th...
That’s the kicker, isn’t it? I tried the “emergency fund” thing and, not gonna lie, it turned into a new tent and a couple of gas station burritos on ...
Man, I totally get where you’re coming from. I once had an agent raise an eyebrow at my vintage roof rack but didn’t care about the custom shift knob....
Had a similar run-in with my old Jeep—barely took it out, but the premium was nearly as much as my daily driver. Tried both big names and a couple of ...