Yeah, learned this the hard way myself. Had the same insurance for like 5 years straight, figured loyalty counted for something. Then one day, just ou...

Depends a lot on your insurer—mine insisted on an appraisal first. Pretty straightforward though: snap detailed pics, list recent upgrades, and toss i...

Dashcams can bite you sometimes, true, but honestly... if you're driving responsibly, they're mostly in your favor. Take the discount, drive carefully...

Yeah, learned this the hard way myself. A few years ago, I went step-by-step through my state's minimum coverage rules, thought I was being smart by c...

You're smart to reconsider going digital-only. I get the convenience factor—trust me, I love having fewer papers cluttering up my glovebox—but digital...

Yeah, good point about minor scrapes. Honestly, I've found accident forgiveness mostly useful for those borderline cases—like when damage is juuust ab...