collector59
@collector59
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Topics: 0 / Replies: 11
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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Fair enough, classics do get pricey fast...but honestly, sometimes a higher deductible makes sense even for rare cars. If you're careful and rarely dr...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, definitely good practice. I've seen small errors like incorrect VIN numbers or garbled addresses cause headaches down the line. Updating online ...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I hear you on the outdated videos...some of them are pretty cringe-worthy, haha. But honestly, from an insurance perspective, even those cheesy staged...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Good point about regional insurers—I've seen them offer some surprisingly competitive rates, especially if you've got a tricky driving record. Curious...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, the zip code lottery is real—I've seen folks literally across the street paying noticeably different rates. Both Geico and Progressive are prett...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Couldn't agree more with this. People often set their deductibles once and forget about it, but life changes—commutes, finances, even comfort levels s...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, you're onto something there. Insurers definitely factor in location when adjusting rates after a DUI. Urban areas like Boise usually have higher...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, you're spot on about location making a difference. Boise definitely tends to have higher rate hikes after a DUI because insurers factor in local...

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RE: how bad would insurance spike after a DUI in Idaho?

Bundling can help a bit, but honestly, it's not always the best route after a DUI. I've seen cases where splitting policies between different insurers...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Fair point, but honestly, specialty insurers aren't all bad. I've seen plenty of cases where military-focused insurers handled claims quickly and effi...

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RE: Insurance Adjuster Just Shot Down My Claim—Is This Normal?

Yeah, unfortunately this isn't that uncommon. Insurance companies usually cover sudden and accidental damage, but when it comes to leaks that have bee...

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