Car insurance discussions and local services.
coco_woof
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Topics and replies this member has contributed.
RE: When The Other Driver Has No Insurance And Dings Your Car
That’s the part that gets me - folks think saving a few bucks now is worth it, but one uninsured driver and you’re out way more. I’ve always kept UM coverage, especially since I drive an older classic that’d be tough (an...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Yeah, those driving apps are a pain up here. I tried one for a few months and it kept flagging me for “aggressive” stops - never mind the fact that a caribou in the road isn’t exactly rare. Honestly, I’ve had better luck...
RE: Things I wish I'd known before picking my first insurance
Glass coverage tripped me up too - my first policy didn’t include it, and a stray rock on the highway cost me a few hundred bucks. Medical payments, though, I usually skip since my health insurance covers most scenarios....
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
I get where you're coming from, but I’ve actually had better luck with some of the smaller outfits. Yeah, the paperwork can be a pain - last year I had to dig out a scanner I hadn’t used in ages - but once I got set up, ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
I get where you’re coming from, but I tend to err on the side of caution. With classic cars, I’m a bit more protective - permissive use is fine for a quick run to the store, but for longer trips, I usually call my agent....
RE: Would your insurance hold up if your EV battery suddenly failed?
I ran into something similar with my old hybrid - not exactly an EV, but the battery was a big-ticket item. When it died, my insurer called it “normal deterioration,” so they wouldn’t touch it. They said unless it was da...
RE: Would your insurance hold up if your EV battery suddenly failed?
I’ve run into similar headaches, though not with an EV - my old Prius gave me a scare when the battery quit at 110k miles. The dealer’s “wear and tear” line sounds all too familiar. From what I’ve seen, insurance compani...
RE: anyone else feel like AAA insurance isn't what it used to be?
That’s about my experience too - 45 minutes isn’t bad, especially if you’ve ever tried getting a flatbed for a ‘72 Cutlass on a Sunday. I do agree the prices have crept up, though. Feels like every year the renewal sneak...
RE: Medicare Advantage vs. Medigap: which one actually works better?
I hear you on the Medigap premium hikes - they remind me of when I finally restored my old Mustang, only to realize the insurance cost more every year. That said, I’ve watched a buddy go with Medicare Advantage, thinking...