That tow limit fine print really does catch people off guard—I've seen it trip up even the most careful clients. Honestly, the main difference I notic...
You hit on something a lot of people miss—insurance isn’t just one-size-fits-all, and “full coverage” gets tossed around way too casually. I’ve had cl...
Honestly, you nailed it—permissive use sounds easy until you’re knee-deep in paperwork and just hoping the adjuster’s in a good mood. I’ve seen folks ...
Bundling roadside through your insurance really does make things easier, especially if you’re already juggling a bunch of family stuff. I’ve seen plen...
You nailed it—those telematics apps just don’t get Alaska. I’ve seen folks get penalized for “aggressive acceleration” when all they did was try to me...
It’s frustrating, isn’t it? I’ve run into similar cases where the scope missed things like flashing or even underlayment. Sometimes I wonder if it’s j...
Pay-per-mile plans definitely look attractive on paper, especially if you’re not driving much these days. But like you said, the fine print can be a r...
That’s a solid checklist—honestly, it’s more organized than what I see from a lot of folks after an accident. You’re right about dashcams being a game...
I get why it might seem that way, but honestly, insurers usually aim for clarity rather than ambiguity. The issue is more about the complexity of insu...
I've seen similar situations pop up with clients before. Usually, cities implement these rules to maintain property values and neighborhood aesthetics...
Accident forgiveness can genuinely help newer drivers, especially if you're still building your driving record. I've seen younger clients in Ohio bene...
This is spot-on. Had a client recently who assumed their homeowner's policy covered flooding because they lived near a lake—turns out, standard polici...
You're definitely onto something there. Many insurers include subtle exclusions or limitations that policyholders often overlook—like restrictions on ...
This is actually a pretty common discount, though surprisingly few people know about it. I had a client last year who was skeptical at first—he though...