christophern12
christophern12
@christophern12
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Topics: 0 / Replies: 12
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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I’m kinda paranoid about losing stuff, so I keep a pic of my card on my phone too. Not sure if that’s technically “official,” but it’s saved...

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RE: How do they actually decide when a car is “totaled”?

Man, that’s rough. I’m just getting my first policy and this is exactly the kind of thing that makes me nervous. I always thought if you kept your car...

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RE: Finding decent car insurance in Delaware without losing your mind

Yeah, I totally get what you mean about needing a degree just to figure this stuff out. I spent way too many hours comparing policies and half the tim...

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RE: bumped someone's car lightly, no visible damage—should I report?

Man, I totally get the nerves. I just got my first policy and I’m still figuring out what’s “normal” to report and what’s just overkill. Honestly, I u...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Haha, this is way too relatable. I thought I was being all organized by putting my insurance stuff in a folder, but now I have like three folders and ...

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RE: Confused about Illinois car insurance rules—anyone else?

Totally feel you on the DMV confusion...I just went through this myself. From what I could piece together, Illinois minimum liability is still 25/50/2...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I get the appeal of fewer rules, but honestly, if my neighbor had a half-built car sitting out front for months, I'd probably feel a bit uneasy about ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, the app's been a lifesaver for me too. I remember the first time I had to call AAA—I was stuck on some random back road, and the dispatcher kept...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, I just bought my first policy recently and honestly had no idea lending out your car could get so complicated. I let my roommate borrow mine for...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Totally get what you're saying about the peace of mind thing. I'm actually shopping around right now for my first SR-22 policy, and honestly, I was te...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I totally get what you're saying about finding that sweet spot. I'm new to the whole insurance thing, and honestly, it felt overwhelming at first. I a...

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RE: what happens if you cross state lines and your insurance limits don't match?

Pretty sure your insurance automatically bumps up to match the minimum limits of whatever state you're driving in. I remember asking my agent about th...

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