chess818
@chess818
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RE: Getting caught without car insurance in Iowa is no joke

Getting Caught Without Car Insurance In Iowa Is No Joke Yeah, “market conditions” is basically insurance-speak for “things got pricier and we’re not ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Couldn’t agree more—paper copies have saved me more than once. One time I got pulled over and my phone was dead, but that little crumpled insurance ca...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Title: Anyone else feel like AAA insurance isn't what it used to be? I get where you’re coming from—nobody wants to pay more and get less. I’ve heard...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

That’s the kicker—“full coverage” sounds like it should be ironclad, but there’s always fine print. Honestly, I’ve seen people get burned thinking per...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Honestly, I hear this frustration a lot, and I totally get where you're coming from. Batteries really are the core of an EV—if it dies unexpectedly, y...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Couldn't agree more. Smaller insurers often have more flexibility to look at your individual situation rather than just ticking boxes. Plus, local com...

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RE: little-known ways to snag cheaper insurance in Alaska

You're spot on about classic cars—insurers definitely look at them differently. Usually, if your car qualifies as a collectible or classic, you can sn...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, those short-term riders can really save you some headaches. A lot of folks don't realize they're even an option until something happens—or almos...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Haha, you're spot on about the "act of nature" thing being intentionally vague. I've seen some pretty wild stuff myself—like a client whose claim was ...

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RE: bumped someone's car lightly, no visible damage—should I report?

Haha, honestly, better safe than sorry. Even if it feels silly, leaving a note shows you're responsible and considerate—trust me, insurance companies ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Had a similar experience with Progressive after a minor scrape last winter—honestly, they made it pretty painless. Geico tends to be solid too, but Pr...

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RE: got caught up in fraud trouble—what happens next?

Totally get what you're saying about digital wallets. I had a similar wake-up call last year—noticed a weird charge on my account that my banking app ...

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RE: got caught up in fraud trouble—what happens next?

I get being cautious—totally understandable—but banks aren't always as eagle-eyed as we'd hope. Had a client whose bank missed multiple small charges ...

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RE: Got rewarded for good grades—anyone else had luck with this?

That's pretty neat, never heard of GPA-based discounts either. But I do know some car insurance companies give lower rates if your grades are decent—s...

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