Totally agree about having both digital and paper copies handy. I'm still pretty new to driving, so I'm paranoid about forgetting stuff like insurance...

I've wondered the same thing. I had a similar issue when traveling abroad—called the bank beforehand, gave them all the details, and still got flagged...

I had a similar situation a couple years back—ended up requesting an internal review and, surprisingly, they reconsidered. Worth a shot if you have th...

I totally get where you're coming from, and usually that's true. But speaking from experience, I once had a minor bump—literally no visible scratch or...

I get why you'd feel that way, but it's not always set in stone. Last year, my cousin had a similar pothole incident and initially got the "collision"...

Yeah, I totally get the confusion—credit card coverage can be pretty limited, depending on the fine print. My rates didn't go up afterward, thankfully...