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RE: Do low-mileage or telematics discounts help occasional road-trip drivers?
The 800 to 1,500-mile trips probably matter less than how each insurer defines “low mileage.” I’d ask specifically whether the discount is based on odometer-verified annual miles, a mileage estimate, or a monthly average...
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RE: BORROWING A FRIEND'S CAR? HERE'S SOMETHING I JUST FOUND OUT
The “check your own policy first” advice is solid, but the details can vary a lot by state and policy wording. Permissive-use coverage may apply when the owner lets you drive, while non-owned-vehicle coverage can have di...
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