Car insurance discussions and local services.
carol_gonzalez
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Topics and replies this member has contributed.
RE: How do Colorado quotes handle wildfire evacuation mileage?
Since the evacuation destination may be unknown when you’re getting a quote, I’d ask whether the insurer needs a specific street address or can quote using a likely area or type of location. A precise address and a broad...
RE: How do Colorado quotes handle wildfire evacuation mileage?
The “extended” cutoff may be policy-specific, so could you ask for the exact reporting trigger, such as how many days away would require an update? I’d also ask whether reporting a temporary stay just updates the car’s l...
RE: WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?
WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY? Honestly, I’ve wondered the same thing, especially when I’m looking at car subscriptions or even gym memberships. Is it really that much more admin work for them? ...
RE: Would you risk a higher deductible to lower your insurance bill?
I hear you - those surprise repair bills can really sting. I drive a sedan that’s, honestly, a bit of a magnet for door dings and random scratches (city parking, what can you do?). I’ve thought about raising my deductibl...
RE: How is ACV not just a fancy way to pay us less?
Ever notice how ACV seems to mean something different depending on who you talk to? When my S-Class got rear-ended, the insurance adjuster tried to compare it to a base model from two years earlier - didn’t even factor i...
RE: How I got my car registered and insured in MA (step-by-step, sorta)
Funny you mention that - last year I got pulled over and my phone was at like 2%. Luckily, I had the paper insurance card in my glove box. Ever had any issues with digital stuff not loading or maybe spotty cell service?
RE: What happens if your rideshare app is between trips and you get into an accident?
Yeah, the insurance “periods” thing is honestly a headache. I drive a higher-end car for rideshare sometimes, and I’ve worried about this exact scenario. From what I’ve read (and heard from other drivers), if you’re just...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Mileage-based car insurance is such a weird fit for me, honestly. I drive a lot less than most people I know, but when I do take the car out, it’s usually for longer trips - sometimes spontaneous ones. Like you said: ...