bscott34
bscott34
@bscott34
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Topics: 0 / Replies: 15
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RE: Would you risk a higher deductible to lower your insurance bill?

I hear you, but with my car, even a small fender bender can mean repair bills way above a standard deductible. - Parts aren’t cheap, and not every s...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

Honestly, I get the redundancy thing, but I’m not convinced stashing keys or relying on family is the answer. With my car, I’d rather pay for a premiu...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Title: What happens if your rideshare app is between trips and you get into an accident? - Totally get the frustration. It’s wild how quick insurance...

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RE: Confused about insurance rules in South Dakota—help me figure this out

- Totally get where you’re coming from. I keep both versions in my Range Rover just to avoid any weird situations—never know if the tech will glitch o...

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RE: Car insurance in Wyoming: who actually treats you right?

- Honestly, I hear you on the receipts and photos. I used to think keeping a file for my S-Class was overkill until a hailstorm made me an instant “do...

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RE: Getting that student discount on car insurance… not as easy as I thought

Not sure I’d call it smooth, even when they accept PDFs. Last time, I sent over a bank statement and they pushed back because it didn’t have my “full ...

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RE: Why does picking a deductible feel like a weird gamble?

- Totally get what you’re saying. I’ve got a pretty expensive car, so I always wrestle with this decision. - Here’s where I land: - Low deductib...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

- Yeah, I’ve noticed the same thing—big brand doesn’t always mean better service, just a fancier logo and higher bill. - One thing I’d add: with highe...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Fair points, but honestly, my experience has been a bit different: - Military discounts aren't always just marketing fluff. I've had situations where...

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RE: stuck between Geico and Progressive in NY, thoughts?

- Had Progressive handle my windshield replacement last winter on my Audi. Here's my quick take: - Smooth initial call, no pushback on OEM glass (whic...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Interesting, I've had similar thoughts on those defensive driving courses. Took one a couple years back thinking it'd be a decent financial move, but ...

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RE: how bad would insurance spike after a DUI in Idaho?

- From what I've heard, insurers definitely factor in your previous record—so someone with a clean history might get off a bit lighter. - But honestly...

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RE: fed up with Farmers Insurance giving me the runaround

Had a similar experience with a different insurer a couple years back. A few things I learned along the way: - Document everything. Dates, times, nam...

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RE: parked car steps caused damage—am I at fault?

Yeah, agreed on the insurance angle, but honestly, some of these aftermarket mods are borderline ridiculous. Had a similar issue once parked next to a...

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RE: Anyone Else Feel Like Filing a Claim in Oregon Is a Never-Ending Maze?

Had a similar runaround last month after a minor fender-bender. Took weeks of back-and-forth calls before they finally approved repairs. Honestly feel...

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