Car insurance discussions and local services.
brewer63
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RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
Title: Deciding Between Just Liability Or Going All-In With Full Coverage On Liberty Mutual I hear you on the "nature’s revenge" angle. Squirrels, birds, even the odd raccoon - my old Mustang’s like a wildlife magnet....
RE: Saving cash just for driving less? Didn’t think it was real
Tried pay-per-mile for a year - honestly, it worked out since my classic barely leaves the garage except for shows. The savings were decent, but the tracker bugged me. Felt weird knowing my insurer could see every move. ...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
I’ve actually had a buddy get a misdemeanor expunged, and he swore it made a difference with job apps - but insurance? That’s a whole different beast. They seem to dig up almost anything. Ever notice how classic car poli...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
Trust really is a tricky thing - once it’s dented, it never quite drives the same, if you know what I mean. I’ve restored a few classics over the years, and even with all the right tools and parts, there’s always that on...
RE: Finding decent car insurance in Delaware without losing your mind
I get where you’re coming from, but I’ll admit, for classic cars, I still lean toward the old-school agent route. Not every online insurer “gets” the quirks of insuring a ‘68 Mustang or a vintage Beetle - some of those b...
RE: Do you really need extra insurance for a rental in Montana?
I hear you on the “loss of use” - that one always feels like a sneaky upcharge. I’ve had a buddy get burned by that after a fender bender in Wyoming, and his credit card coverage didn’t touch it. Honestly, I think rental...
RE: stuck between Geico and Progressive in NY, thoughts?
I hear you on the “magic” of those commercials - if only it were that easy. I’ve been through the wringer with both Geico and Progressive over the years, especially when it comes to insuring my ‘72 Chevelle. The reality ...
RE: Confused about insurance rules in South Dakota - help me figure this out
Drives me nuts too. I’ve got a ‘68 Charger and the hoops I jump through to get the right coverage are unreal. In SD, “comprehensive” is what covers deer - collision won’t touch it. It’s not just a money grab, but it sure...
RE: Would your insurance hold up if your EV battery suddenly failed?
I get what you mean about the “moving target” - that’s been my gripe for years, especially coming from the world of classic cars. With older vehicles, you at least know what counts as “normal use.” But with EVs, it feels...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
I see your point, but honestly, I think it really depends on your personal situation and the type of car you're insuring. For instance, I mostly deal with classic cars, and with those beauties, the deductible game change...
RE: keeping your vintage ride running smooth on long trips
Couldn't agree more with your take on stop-leak products. I've seen firsthand what that stuff can do to a vintage cooling system, and it's not pretty. Had a buddy who swore by those quick fixes - until his '68 Mustang en...