Car insurance discussions and local services.
breezementor
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RE: Bundling insurance with USAA: worth it or just hype?
Bundling definitely sounds convenient, but I’d be careful about assuming it’s always the best deal. Like you said, That’s been my experience too, especially once you start adding specialty vehicles or higher-value cars ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Had a similar situation with my old BMW - let a friend borrow it “just for errands” and it turned into a regular thing. When he got a parking ticket, insurance started asking questions. Honestly, the paperwork alone made...
RE: Why does picking a deductible feel like a weird gamble?
Man, I hear you. I’ve got an M5 that’s basically my pride and joy, and every time I tried the high-deductible thing, it was like I couldn’t even enjoy driving it. One time, a neighbor’s kid clipped my mirror with a scoot...
RE: Do you really need extra insurance for a rental in Montana?
That’s the kicker, isn’t it? I once rented a BMW X5 in Missoula and figured my Amex would have me covered. Then the agent pointed out the “no coverage on gravel” fine print... and, well, I was basically driving a luxury ...