I get what you’re saying, but I’m still a little torn. I’ve let my brother borrow my car a couple times, and the “permissive use” thing seemed fine—ne...

Honestly, I get why people want more coverage, but sometimes I wonder if it’s overkill for everyone. We’ve had the minimum for years and (knock on woo...

That’s kind of my worry too, but I’ve heard from a neighbor that some of those trackers actually take weather into account? Not sure how accurate that...

Honestly, I’ve had the same debate with myself every time renewal season rolls around. My neighbor swears by accident forgiveness, but I’ve never pull...

I get where you're coming from, but I’m not totally convinced it’s just about the car being fancy. My cousin had a regular sedan and still had to jump...

Honestly, I’ve wrestled with this too. That’s the truth. I used to just carry liability on my old minivan, figuring if it got totaled, I’d just let i...

Mileage-based can be good, but honestly, the peace of mind from full coverage is worth a few extra bucks to me. Had a buddy borrow mine once and got r...

I get where you're coming from, but honestly, I'd be cautious assuming smaller local companies always have clearer policies. Had a similar situation w...