books680
@books680
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Topics: 1 / Replies: 16
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RE: Bundling insurance with USAA: worth it or just hype?

Yeah, I’ve noticed the same thing—sometimes bundling just doesn’t add up. I’m curious, though: has anyone actually had to use their umbrella policy? W...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Title: Why I was surprised to learn Nebraska requires uninsured motorist coverage Honestly, I used to think all those “extra” coverages were just way...

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RE: How I managed to stack discounts for military student drivers

Yeah, showing up with the paperwork is key. I’ve found that if you don’t have every single document, they’ll just shrug and say “sorry, can’t help.” I...

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RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

I get it—valet always feels like rolling the dice. I usually park way out too, but sometimes those “hidden” spots end up next to a shopping cart corra...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I get where you’re coming from, but I’m not sure it’s always as stacked as it feels. The math is cold, yeah, but it’s not like the adjusters...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Honestly, I’ve always felt like insurance is just waiting for a reason not to pay out—especially with EVs. My last claim (not battery-related) took fo...

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RE: little-known ways to snag cheaper insurance in Alaska

Never had much luck with those apps either—mine kept dinging me for “late night driving” even though it’s dark half the year here. Has anyone actually...

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RE: keeping your vintage ride running smooth on long trips

Haha, can't argue with that logic. Still, spare parts can only get you so far—especially when you're on a tight budget and trunk space is limited. I'v...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Yeah, makes sense. I usually go higher deductible myself—I'm skeptical about paying extra every month for something I might never use. But you're righ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally get that. Had a similar experience myself—went for a high deductible thinking I'd save money, then bam, windshield cracked by random road debr...

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RE: Insurance tips for my vintage ride needed

Mileage is a big sticking point for me too. Insurers always seem skeptical when I tell them I actually drive my classic daily...like it's some kind of...

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RE: Confused about Illinois car insurance rules—anyone else?

I've had similar headaches with Illinois insurance. Took a road trip to Indy last fall, and the rep I talked to sounded like he was guessing half the ...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I get the logic, but still not totally convinced comprehensive is worth it for everyone. Depends a lot on your car's value and where you live. My old ...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Tried that route before, didn't really pan out for me. Agent just politely shot down my casual discount hints, haha. Honestly, I've found better luck ...

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