Honestly, I’ve always felt like insurance is just waiting for a reason not to pay out—especially with EVs. My last claim (not battery-related) took fo...

Never had much luck with those apps either—mine kept dinging me for “late night driving” even though it’s dark half the year here. Has anyone actually...

Haha, can't argue with that logic. Still, spare parts can only get you so far—especially when you're on a tight budget and trunk space is limited. I'v...

Yeah, makes sense. I usually go higher deductible myself—I'm skeptical about paying extra every month for something I might never use. But you're righ...

Totally get that. Had a similar experience myself—went for a high deductible thinking I'd save money, then bam, windshield cracked by random road debr...

Mileage is a big sticking point for me too. Insurers always seem skeptical when I tell them I actually drive my classic daily...like it's some kind of...

I've had similar headaches with Illinois insurance. Took a road trip to Indy last fall, and the rep I talked to sounded like he was guessing half the ...

I get the logic, but still not totally convinced comprehensive is worth it for everyone. Depends a lot on your car's value and where you live. My old ...

Tried that route before, didn't really pan out for me. Agent just politely shot down my casual discount hints, haha. Honestly, I've found better luck ...

Yeah, this is exactly what I found when I renewed my policy last year. Thought I'd save a bunch by bumping up to $1000, but it was literally like $4 l...

Yeah, I get what you're saying about the video clips and timestamps. Honestly, I used to think all that stuff was just insurance company paranoia unti...