Haha, fewer moose encounters...that's definitely one way to look at it. Another little-known trick I've stumbled across is bundling policies—sounds ob...

Insurance companies typically have internal guidelines for assessing risk, but honestly, it's a bit of a black box. From what I've gathered, they fact...

Personally, I doubt the deductible amount has much influence on driving habits. When I'm behind the wheel of my car, I'm definitely not calculating po...

Totally agree with you on the cleanliness factor—adjusters might not openly admit it, but subconsciously, a spotless car probably gives them a sense o...

Tried prepaid travel cards a couple times, and honestly, they're decent for budgeting and avoiding frozen accounts. But the downside is they're not al...

That's actually a pretty smart move. Another thing I'd suggest is setting up text alerts on your main card. Saved me once when someone tried to buy $5...

Had a similar issue when I moved to NH. My local agent was great for the basics, but when I had a minor fender-bender, the claims process dragged on f...