I totally get the paranoia about the phone dying at the worst possible moment. Last year, we drove out to my in-laws’ place for Thanksgiving—middle of...

I get why you’d want to keep rental coverage, especially after dealing with a hailstorm like that. For me, though, I crunched the numbers and realized...

Man, I hear you. We set up a “car repair” fund last year, thinking we were being all responsible, and then our fridge died out of nowhere. That money ...

I used to think the same way—why pay for something you might never use? Then my cousin got rear-ended by an uninsured driver last winter. The hassle a...

That’s pretty much where I’ve landed too. We upgraded our main family hauler last year—blind spot monitoring, auto-braking, the whole nine yards. I fi...

Yeah, I’ve noticed the same thing. Last winter, our Odyssey’s battery died in a grocery store parking lot. The AAA guy showed up with a tiny jump star...

That’s been my exact headache. We had to squeeze three kids and a dog into a sedan rental after our van got rear-ended, because the cap barely covered...

Totally agree about dashcams being underrated. Had a similar experience myself a couple years back. I was driving home after picking up groceries, not...

Couldn't agree more with this. A couple years back, my wife had a similar situation—barely tapped someone's car at a stoplight, no visible damage, and...

Ran into exactly this last summer. Had a nasty hailstorm roll through, left my SUV looking like a golf ball... but insurance said it was "purely cosme...

I used to skip rental car coverage thinking it was pointless until a fender-bender put our family SUV in the shop for two weeks. We ended up paying ou...

Good points about checking for penalties and waiting for insurance to settle first. When my wife's SUV got totaled, we initially thought we'd just pay...