Car insurance discussions and local services.
beekeeper99
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Topics and replies this member has contributed.
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
I totally get the paranoia about the phone dying at the worst possible moment. Last year, we drove out to my in-laws’ place for Thanksgiving - middle of nowhere, zero cell service. Of course, that’s when we hit a random ...
RE: Finding decent car insurance deals on the islands - my step-by-step
I get why you’d want to keep rental coverage, especially after dealing with a hailstorm like that. For me, though, I crunched the numbers and realized I was paying for rental coverage on both our cars, even though we’re ...
RE: Why does picking a deductible feel like a weird gamble?
Man, I hear you. We set up a “car repair” fund last year, thinking we were being all responsible, and then our fridge died out of nowhere. That money was gone in a flash. I’ve wrestled with the deductible thing too - som...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
I used to think the same way - why pay for something you might never use? Then my cousin got rear-ended by an uninsured driver last winter. The hassle and out-of-pocket costs were way more than a year’s worth of premiums...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
That’s pretty much where I’ve landed too. We upgraded our main family hauler last year - blind spot monitoring, auto-braking, the whole nine yards. I figured it’d at least nudge the insurance down a bit, but nope. If any...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I’ve noticed the same thing. Last winter, our Odyssey’s battery died in a grocery store parking lot. The AAA guy showed up with a tiny jump starter that looked like it belonged in a glove box, not under the hood of...
RE: stuck between Geico and Progressive in NY, thoughts?
That’s been my exact headache. We had to squeeze three kids and a dog into a sedan rental after our van got rear-ended, because the cap barely covered the smallest car. I get why they do it, but it’s not realistic for fa...
RE: Finally figured out how car insurance works in no-fault states
Totally agree about dashcams being underrated. Had a similar experience myself a couple years back. I was driving home after picking up groceries, nothing special - just your average weekday evening. As I'm approaching a...
RE: bumped someone's car lightly, no visible damage - should I report?
Couldn't agree more with this. A couple years back, my wife had a similar situation - barely tapped someone's car at a stoplight, no visible damage, and the other driver waved it off. She still snapped a few quick pics o...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Ran into exactly this last summer. Had a nasty hailstorm roll through, left my SUV looking like a golf ball... but insurance said it was "purely cosmetic," so no payout. Ended up just living with it - figured it wasn't w...
RE: saving cash on insurance when you're young and broke
I used to skip rental car coverage thinking it was pointless until a fender-bender put our family SUV in the shop for two weeks. We ended up paying out-of-pocket for a rental, and it wasn't cheap. After crunching numbers...
RE: car totaled but still owe money - pay off now or wait for insurance?
Good points about checking for penalties and waiting for insurance to settle first. When my wife's SUV got totaled, we initially thought we'd just pay off the loan immediately to avoid interest piling up. But after talki...