Car insurance discussions and local services.
becky_white
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Topics and replies this member has contributed.
RE: How is ACV not just a fancy way to pay us less?
I’ve been there - seeing that first ACV number and just feeling deflated. I totally get what you mean about insurance language being a puzzle. I actually pushed back once, too, and while it took a lot of back-and-forth, ...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
That’s the catch, right? You don’t really know what you’re getting until you have to file a claim. I had State Farm for my car a while back (not home, but still), and it was a circus trying to get them to pay out after a...
RE: Do you really need extra insurance for a rental in Montana?
Had a run-in with this exact thing last year, actually. Rented a car in Bozeman for a weekend trip, and wouldn’t you know it - a deer darted out at dusk. Barely clipped the bumper, but the rental place still charged me f...
RE: Saving a few bucks on insuring your vintage ride
Yeah, I’ve run into the same nonsense. My last insurer said my carport was “too exposed,” but my neighbor’s tarp-covered lean-to somehow passed muster. It’s like they make up the rules as they go. I get that they want to...
RE: Car insurance in Wyoming: who actually treats you right?
I get what you’re saying. I’ve bounced between a couple companies after some tickets, and honestly, it’s hit or miss. One local agent actually remembered my dog’s name, but another just rushed me off the phone. Maybe it’...
RE: Getting Cheaper Car Insurance by Proving You Drive Less
Tried both the app and the photo thing - honestly, neither felt perfect. The tracking app dinged me for “hard braking” when I had to avoid a deer, and that was just one of several times it misread what happened. I get th...
RE: Car insurance in Wyoming: who actually treats you right?
Bundling’s supposed to be the magic trick, right? I tried that with State Farm after my second speeding ticket, thinking maybe if I lumped my renters in, they’d cut me some slack. Didn’t really pan out. The “multi-policy...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, I totally get where you’re coming from. I’ve been burned by fine print before - thought I was covered, but nope. It’s annoying how quick those premiums jump, but honestly, that peace of mind is hard to put a price ...
RE: What happens if you only carry the bare minimum car insurance in Florida?
Honestly, I’ve been rolling with the minimum for years now, mostly because my driving record is... less than stellar, and anything extra just hikes my rates even more. I get nervous about the “what if” stuff, but at the ...
RE: Cutting my car insurance bill in half - didn’t think it was possible here
I get where you’re coming from, but honestly, I’ve tried the “raise your deductible” thing and it barely made a dent for me. Maybe it’s because of my driving record (not proud of it), but my comp/collision premiums are s...
RE: Renting a car: stick with GEICO or pay for the rental company’s insurance?
Had a similar run-in last year - thought my GEICO policy would have my back, but when the rental got a door ding, it turned into a circus. The adjuster wanted all sorts of documentation, and the rental company kept tacki...