Car insurance discussions and local services.
beargamerdev
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Topics and replies this member has contributed.
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
Honestly, I get where you’re coming from. Insurance companies have a sixth sense for finding loopholes when it’s claim time. Paying a bit more now for peace of mind is usually worth it - especially if your nephew drives ...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
Yeah, that fine print can really sneak up on you. People think insurance is like a buffet - pay once, eat forever - but sump pumps and water backup are almost always extra. Seen it trip folks up more than once... State F...
RE: Why does insurance cost more in Houston than Austin or Dallas?
I once had a client in Houston who lived on a quiet street, but his rate was higher than his buddy’s in Dallas - turns out, he was two blocks from a flood zone and right by a busy intersection that’s basically a magnet f...
RE: Mileage-based car insurance: who’s using it and which company do you like?
Mileage tracking definitely beats having my every turn and brake judged by some robot overlord. I’ve seen folks get dinged for “hard stops” just because a squirrel ran out in front of them - no thanks. The phantom miles ...
RE: Do you really need extra insurance for a rental in Montana?
You’re spot on - knowing what your credit card and auto policy cover is half the battle. I always tell folks, if you’re already paying for coverage, why double up? That said, I totally get the “middle of nowhere” nerves....