Been there. Last year, I got sideswiped while waiting for a ride request—total nightmare. My “coverage” basically turned into a game of hot potato bet...

Title: Why does picking a deductible feel like a weird gamble? That’s smart, but I’ll be real—I’ve tried the “car fund” thing and it never lasts. M...

I hear you on that. I used to always pick the lowest monthly payment too, thinking I was being smart. Then I rear-ended someone in traffic and suddenl...

Honestly, I get where you’re coming from, but I can’t totally blame the insurance companies for this one. I’ve been in a couple fender benders while l...

That’s been my move too, and it’s wild how they suddenly “remember” a discount when you threaten to leave. I’ve got a couple of tickets on my record, ...

Bundling didn’t do much for me, honestly. My rates are already sky-high from a couple accidents, so even with home + auto, the “discount” felt like pe...

Yeah, digital-only bit me once too. Got pulled over near Rapid City—phone battery dead, no charger. Cop wasn't amused. Now I always print a copy at ho...

Yeah, those apps sound great in theory, but honestly, they're not always your friend if you're already on thin ice with insurers. I tried one of those...

Been there myself, insurance can be such a gamble sometimes. Couple years back, I clipped a curb (yeah, totally my fault) and wrecked my wheel alignme...

Nah, you're not paranoid—I've been there. A couple years back, I tried one of those plug-in trackers to save a few bucks on insurance. Seemed harmless...

Yeah, insurance jargon is a headache. I learned the hard way about deductibles and liability limits after a pretty nasty accident a few years back. Th...

Yeah, credit card coverage is always way trickier than it sounds. Last year I scraped up a rental pretty good in Ohio and went through the same circus...