I’ve actually been through the whole “rate hike” dance a couple times, and I wouldn’t call it wishful thinking to try negotiating. Last year, my premi...
Yeah, the minimums really don’t keep up with real-world costs anymore. I used to think, “My car’s not worth much, why pay extra?” but after a buddy go...
Mileage limits really do make a difference. I drive my car every day for work, so I didn’t think it’d help me, but when I switched jobs and started ta...
I get where you’re coming from, but I’ve actually had a decent experience with one of the bigger companies (State Farm, in my case). They weren’t supe...
I’ve actually been in that boat—rented a car in Bozeman last winter, and my credit card did cover the damage, but not the “loss of use” part. Turns ou...
I hear you—it can feel like a wild goose chase sometimes. Last year, I actually managed to stack a military discount with a student driver one for my ...
I get what you’re saying—sometimes it really does feel like a coin toss with who picks up the phone. Last time I called AAA, I lucked out and got some...
Totally get where you’re coming from. I’ve had a similar runaround with insurance on a water damage claim. Even after all the paperwork and photos, th...
I get where you’re coming from, but honestly, I’ve never actually had an officer in SD turn down my digital card. Like you said, Maybe I’ve just been...
Had a similar experience last winter—got stuck halfway up a steep hill with barely any juice left. Portable charger saved me big time. They're slow, y...
Haha, exactly this. Learned that lesson myself after my phone battery died mid-trip through rural Wisconsin. Now I always keep a printed insurance car...
Honestly, I've swapped out stereos and even added a roof rack for my bike before, and my premium barely budged. Usually insurers care more about perfo...
Honestly, insurers probably aren't sitting around actively monitoring who's borrowing your car unless something happens. From what I've seen, they ten...
I've noticed the same thing—seems like AAA has gotten a bit inconsistent lately. I switched over to my insurance's roadside assistance last year, and ...
Had something similar happen a while back—got labeled high-risk after a minor fender-bender in heavy traffic. Wasn't even speeding or anything, just b...