I totally get the appeal of doing things online—fast and you don’t have to leave the couch. But when it comes to SR-22, I just couldn’t risk a paperwo...

Yeah, totally get where you're coming from. Even if the policy covers it, insurance companies still see you as a higher risk afterward. Plus, there's ...

I've actually had some direct experience with this. A couple years back, my wife was involved in a minor fender-bender in a no-fault state. At first g...

True, I've noticed this too. When we moved across state lines, our discount shrank considerably. Still helps a bit, but you're right—keeping a clean d...

I've definitely been there myself. Once, I meticulously checked tire pressures, fluids, and belts before a family road trip in our old station wagon.....

That's a good point. I learned the hard way that assuming coverage can lead to some uncomfortable surprises. After a minor fender-bender involving my ...

When my brother got a DUI a few years back, he assumed his rates would skyrocket permanently. He did the alcohol education program and switched insure...

I've found that bumping up from minimum to mid-level coverage—especially adding comprehensive—strikes a good balance. Slightly higher premiums, sure, ...

I get your point about the tracking apps being intrusive, but honestly, I found Snapshot pretty helpful. Maybe it's because my family's driving habits...

I had a similar concern last year and called Farmers directly to clarify. They confirmed rental cars are generally covered, but warned about potential...