I’ve had a couple claims with USAA where my auto and renters overlapped, and honestly, it was still a lot of paperwork. The agent was helpful, but I s...

Yeah, that GPS stuff makes me uneasy too. I get why they do it, but it feels like overkill, especially if you’re already careful about mileage. I’ve a...

I keep wondering about that cracked windshield scenario—like, how often does it actually happen out there? I’ve had some close calls with deer and fly...

I totally get where you’re coming from. I’ve had to double-check my policy after getting burned by a “limit” I didn’t even realize existed—felt like a...

Honestly, I’ve wondered the same thing about penalties. Like, if someone’s already struggling to pay for insurance, is a bigger fine really going to s...

I get what you’re saying, but as someone with a couple of tickets on my record, I’ve noticed local agents can’t always pull strings when the rates go ...

Honestly, I doubt most people even think about it until something goes wrong... I learned the hard way after my buddy borrowed mine and got a speeding...

Yeah, insurers definitely pick their battles carefully... Had a similar issue when road debris damaged my radiator—covered without much fuss. But EV b...

Interesting point about bumping up your deductible—I get why it works for some folks, but honestly, I've hesitated to do that myself. Being labeled as...

I see where you're coming from, but doesn't it depend a bit on your driving situation? As someone considered "high-risk," I actually find responsive s...

Have you checked how each handles claims after an accident where you're at fault? I ask because I've been through that (unfortunately...), and some co...

Totally get your point about auto-payments... they're great until they're suddenly not. Ever had that sinking feeling when you realize your insurance ...

Haha, I feel this so much. I'm considered high-risk (thanks to a couple of unfortunate run-ins with curbs and parking lot pillars... sigh), so raising...