AutoMike_78
@automike_78
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Topics: 0 / Replies: 14
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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

Yeah, “comparable quality” is insurance-speak for “good luck, buddy.” I went through this headache with my last claim—thought I’d get OEM parts becaus...

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RE: How do they actually decide when a car is “totaled”?

Honestly, I get where you’re coming from, but I’ve actually had a different experience with my last claim. I had a bunch of receipts for recent work—b...

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RE: Why can’t I use my points AND a coupon at checkout?

That’s exactly it. I’ve had times where I thought I’d finally figured out the “system” and then, surprise, there’s a new rule or some random exclusion...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I wouldn’t risk relying on just the digital card, even if the DMV says it’s fine. I’ve had a cop in a small town give me a hard time about i...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get where you’re coming from, but the mileage cap still bugs me a bit. That’s the thing—I never know when I’ll want to take the car out for a spont...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

Yeah, that hits home. I’ve got a pretty pricey car and I’m super careful with it—never had to use accident forgiveness either. Loyalty perks always so...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, I get where you’re coming from. I went with Geico for a while and had a minor fender bender—shop wanted to use aftermarket parts. I pushed b...

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RE: keeping your vintage ride running smooth on long trips

That's a fair point about tank condition. I've definitely noticed with older cars, even small maintenance details can make a huge difference on trips....

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RE: Insurance tips for my vintage ride needed

Yeah, you're making the right call going with agreed-value. I had a similar wake-up call when my buddy's classic Porsche got rear-ended in a parking l...

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RE: My insurance nightmare in Rhode Island traffic court

That's interesting, I didn't even realize regular insurers offered agreed-value coverage without mileage restrictions. I've always stuck with standard...

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RE: lent my car to a friend, insurance got messy real quick

Yeah, insurers can be pretty strict about that stuff. I had a similar scare when my cousin borrowed my Audi for a weekend—nothing major happened, than...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Yeah, location definitely matters. When I moved from Florida to New York, my military discount barely made a dent. Ended up shopping around and bundli...

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RE: little-known ways to snag cheaper insurance in Alaska

Yeah, bundling isn't always the magic bullet it's cracked up to be. When I got my luxury sedan, I actually saved more by splitting policies. Teen driv...

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RE: Rental car after accident was a lifesaver, anyone else had this?

Yeah, rental coverage is one of those things you hope you never need but you're super glad it's there when you do. Had a minor scrape last year—nothin...

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