athomas71
athomas71
@athomas71
Eminent Member
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Topics: 1 / Replies: 20
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RE: Finally found a decent insurance deal as a newbie driver

That black box is like having a backseat driver who never sleeps. Mine once dinged me for “harsh braking” when a squirrel darted out in front of me—wh...

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RE: Why does my zip code make my car insurance so expensive?

I get where you’re coming from, but I’ve actually seen the flip side of this. I moved from a tiny town to a bigger city for work, and my insurance bar...

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RE: How did you feel after your first accident and dealing with insurance?

It’s wild how much you have to push back just to get what you’re already paying for. I remember after my first accident, I felt like I needed a law de...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I totally get where you’re coming from. I had a similar situation last year—my car died on a backroad, and when I called my insurance roadside, the to...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

That line hits home. I once broke down in the middle of nowhere Utah, called my insurance roadside, and the guy who showed up had to borrow my flashli...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Funny you mention restored classics—I had a buddy with an old Camaro who thought he was golden because his insurance said “comprehensive.” Turns out, ...

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RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but honestly, I’ve started skipping the extra insurance more often than not—especially in places like Montana. Maybe I...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

That cracked me up. I tried Metromile for a bit since my car mostly sits unless I’m road tripping, but the minute I did a cross-state drive, my “cheap...

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RE: Getting that student discount on car insurance… not as easy as I thought

Totally get where you’re coming from. I tried one of those apps on a road trip last summer and it dinged me for “aggressive acceleration”—I was mergin...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

I hear you on the “loyalty” perks. I’ve been with the same company since my first car—a hand-me-down Chevy that barely made it up hills—and every year...

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RE: How I managed to stack discounts for military student drivers

I hear you on the paper backup. I once got stuck at a rest stop in the middle of nowhere—phone dead, no charger, and all my info was digital. Ended up...

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RE: is accident forgiveness really worth it in Ohio?

I’ve wondered the same thing. My buddy swears by accident forgiveness, but he’s also the type who buys the extended warranty on toasters, so I’m not s...

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RE: is accident forgiveness really worth it in Ohio?

I used to roll my eyes at accident forgiveness too, but after a road trip to Hocking Hills last fall, I started rethinking it. My buddy rear-ended som...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, I get the logic behind it, but it still feels a bit intrusive sometimes. Reminds me of when I had my last claim after a road trip mishap—nothing...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Good insights here, especially about considering driving habits. I hadn't really thought about that angle before, but it makes sense. I do a lot of ro...

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