astronomy_ryan
@astronomy_ryan
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Topics: 0 / Replies: 17
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RE: Finding decent car insurance deals on the islands—my step-by-step

- Story of my life, honestly. I swear, the more I read my policy, the less I understand. I tried to figure out if a cracked windshield counts as "acci...

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RE: Running out of gas and waiting forever for help

- Totally agree about the gas can smell. Once my uncle spilled a little in his trunk and it haunted his car for years. - I do get tempted to push it w...

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RE: How I got my car registered and insured in MA (step-by-step, sorta)

I tried going all-digital when I moved here and honestly, it was a wild ride. Thought I was being slick with PDFs on my phone, but the RMV lady just s...

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RE: Bundling insurance with USAA: worth it or just hype?

Can confirm, it’s still a paperwork party. Had a fender bender and a tree branch through my window in the same week—USAA bundled my policies but not m...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Bundling definitely seems like the lesser evil, but man, those “good student” discounts barely make a dent. I swear, I could ace calculus and still pa...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Had a friend borrow my car “just for one night” and then I found out he was using it as his daily ride for like a week. Didn’t even get a thank you, j...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

- Totally agree about the local agent thing. Last winter, I slid into a ditch (thanks, black ice) and my agent actually called ME to check in after se...

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RE: Car insurance in Wyoming: who actually treats you right?

Had a similar run-in last fall—except it was an antelope and my poor Corolla. Insurance didn’t even blink at the cheap headlight I put in. My only reg...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Totally feel this. I called my insurer once just to check, and the rep sounded as confused as I was. Here’s what I got: - If my battery dies from “ol...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

- Houston insurance rates are wild, not gonna lie. - I’ve heard it’s a combo of stuff: - Traffic is a nightmare here, so more accidents = highe...

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RE: Confused about insurance rules in South Dakota—help me figure this out

- Can confirm, it’s a total wild west out here. My last claim felt like a choose-your-own-adventure book, except with more paperwork and less fun. - I...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Yeah, I’ve looked into those mechanical breakdown policies too, and honestly, the fine print is wild. My cousin tried to get one for his Leaf, thinkin...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Did some digging on this recently too, and honestly, the dashcam discount thing seems kinda hit or miss. A few insurers mentioned it when I called aro...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Fair point, but honestly, digital cards still make me nervous. My phone battery died once right when I needed to show proof of insurance—talk about aw...

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RE: stuck between Geico and Progressive in NY, thoughts?

Went through something similar when I first got my license last year: - Got excited about Geico's lower rates (student budget, yay). - Didn't even th...

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