I’ve actually pushed back a couple times—once for a totaled car and another time for a fender bender. Didn’t notice any backlash, at least not right a...
I get where you’re coming from, but honestly, I’ve had the opposite experience. I used to go with the lowest deductible I could afford because, let’s ...
I hear you on that—my glove box is like a survival kit too, except mine’s mostly expired insurance cards and a flashlight that barely works. South Dak...
Yeah, insurers really don’t play around with that stuff. I learned the hard way—had a friend drive my car (I’m technically high-risk, so my rates are ...
I get where you’re coming from, but honestly, I’ve had the opposite experience a few times. There’s this one station near me where the cashier actuall...
Yeah, I’ve been there—had a buddy borrowing my car for a few weeks while his was in the shop. My insurance agent started asking those same pointed que...
That’s exactly what happened to me with State Farm’s Drive Safe & Save. I swear, I’d get flagged for “hard braking” just slowing down for a yellow...
Yeah, I learned that the hard way. Got nailed by a hailstorm last year—my car looked like a golf ball after. Thought I was good with “full coverage,” ...
I had an online company mess up my SR-22 filing in ND a couple years back—paperwork got lost somewhere and I didn’t even know until the DMV sent me a ...
Man, I hear you on the weird gamble part. I’ve been labeled “high risk” for a couple years now (thanks, speeding tickets), and every renewal feels lik...
Yeah, I hear you on that. I've always leaned toward lower deductibles myself—mostly because, well, let's just say my driving record isn't exactly spot...
I did one of those defensive driving courses online a couple years back—mostly just clicked through while binge-watching some Netflix series. Honestly...
I've seen similar issues pop up in my old neighborhood. They tried special permits for classic cars, and at first, it seemed like a good compromise. B...
Funny you mention that—I had a similar issue last year. Bought one of those budget SD cards thinking I'd save a few bucks, and sure enough, when I nee...
Good point about the documentation. A few years back, I did a DIY bumper fix after a minor fender-bender—figured I'd save some cash. Looked decent eno...