Car insurance discussions and local services.
aspen_hall
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Topics and replies this member has contributed.
RE: How bad does a DUI mess up car insurance in Michigan?
Man, that’s the truth. My cousin got hit with a DUI a few years back and his insurance basically doubled overnight. He tried every trick - telematics, defensive driving courses, even switching cars - but it was like the ...
RE: Do you really need extra insurance for a rental in Montana?
Do You Really Need Extra Insurance For A Rental In Montana? I totally get what you mean about the paperwork drag. Last summer, I did a weeklong loop through Montana - think Glacier, small towns, lots of gravel roads - a...
RE: Getting caught without car insurance in Iowa is no joke
Getting Caught Without Car Insurance In Iowa Is No Joke That Bermuda Triangle glove box thing is too real. I swear, I’ve lost more registration slips and insurance cards in there than I care to admit. Once, on a road tr...
RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?
Man, those apps really do feel like a snitch sometimes. I remember when my son first started driving, the app dinged him for “aggressive acceleration” just pulling onto the highway. As for bundling, we bundled him with o...
RE: Finding decent car insurance in Delaware without losing your mind
Mileage is such a weird sticking point, right? I had a ‘92 Bronco that barely left the garage except for the occasional Sunday drive, but the insurance company still wanted to treat it like I was commuting in it every da...
RE: How do they actually decide when a car is “totaled”?
Man, I feel you on that one. I once put a set of all-terrain tires on my old Outback - wasn’t cheap, but I figured it’d be worth it for the next big trip. Two months later, a deer had other plans and the insurance guy ba...
RE: Confused about Illinois car insurance rules - anyone else?
I get where you’re coming from, but honestly, I’ve had the opposite experience. I used to keep a paper card in my glove box, but after one too many coffee spills and a time I left my window cracked during a rainstorm (ro...
RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action
I totally get the awkwardness - standing around with a cop who’s clearly not thrilled to be there, just so you can fill out a form. But yeah, that paper trail is clutch. I learned the hard way a few years back after a fe...
RE: My insurance nightmare in Rhode Island traffic court
I get where you're coming from, but I kinda get why some cops are still stuck on the paper thing. Last summer during a cross-state trip, my phone died right as I got pulled over - classic timing. Had my old paper card in...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, I learned that the hard way on a cross-country trip a few years back. Parked overnight in Amarillo, woke up to golf ball-sized hail and my poor wagon looked like someone took a bat to it. I just had liability at th...
RE: anyone else feel like AAA insurance isn't what it used to be?
I've had similar experiences - AAA was great when I bundled my home and car, but when I upgraded to a nicer SUV, their quote jumped way higher than expected. Ended up going with a specialty insurer instead. Funny thing i...
RE: My insurance nightmare in Rhode Island traffic court
I've definitely noticed the textured dashboard thing too. My old Subaru had this rough, grainy dash, and no matter what mount I tried, it would eventually pop off - usually at the worst possible moment, like mid-road tri...
RE: little-known ways to snag cheaper insurance in Alaska
Hadn't thought about the garage thing actually lowering premiums... makes sense though, less chance of moose or ice damage overnight. Reminds me of when I parked outside one winter and woke up to find a moose casually li...
RE: bumped someone's car lightly, no visible damage - should I report?
Yeah, learned that one the hard way myself. Couple years back, I barely tapped someone's bumper in a crowded parking lot - didn't see any damage, shrugged it off. Fast forward a month into a cross-country drive, and my s...
RE: how bad would insurance spike after a DUI in Idaho?
I haven't personally dealt with a DUI, but a good friend of mine went through something similar a couple years back. He was pretty stressed about the insurance spike too, and he decided to call his insurer directly to se...