ashleyphillips833
@ashleyphillips833
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Topics: 0 / Replies: 13
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RE: Lowball insurance estimate—worth fighting or just let it go?

Honestly, I don’t see the point in making a claim for every little scratch. Insurance is there for the big stuff—accidents, real damage, not every doo...

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RE: anyone else feel like AAA insurance isn't what it used to be?

That’s pretty much it. I get why you’d switch—AAA’s gotten expensive, and honestly, their roadside isn’t as fast as it used to be anyway. I’ve tried t...

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RE: Why does picking a deductible feel like a weird gamble?

Honestly, I get why peace of mind matters, but sometimes I wonder if the higher monthly cost is just money down the drain if you never file a claim. E...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Houston’s rates are brutal, can’t argue with that. I keep a couple of older cars and the insurance difference between Austin and Houston was night and...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Never trusted the “wiggle room” thing—insurance companies love loopholes. If you’re just sitting there with the app on, who actually decides if you’re...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

I’ve never seen a “military rate” that was actually the best deal, at least not for my cars. USAA’s nice for service, but their prices aren’t magic. H...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Had the same problem with an online outfit a couple years back. They promised “instant filing”—turned out it took four days and I had to keep calling ...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Honestly, I think we're expecting a bit much from insurance here. Batteries failing due to normal use or age isn't really what insurance is meant for—...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Portable jump starters are great, but what about more serious breakdowns—like a blown tire or overheating? Had my '67 Mustang strand me once with a bu...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Went through something similar with my '68 Mustang. Thought my classic policy had me fully covered, but nope—found out after a fender bender that rent...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

Depends on your perspective, really. I drive a '71 Mustang, and last time I cracked my windshield, insurance was more hassle than it was worth. They w...

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RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

Totally relate to this. Tried one of those trackers for a bit, and honestly, it felt like it was punishing me for just reacting normally to traffic. R...

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RE: finally got my insurance rates down after a DUI in Iowa

Good to hear you're finally out of that mess. Had a buddy who went through the same deal—he ended up switching to a classic car policy with limited mi...

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