Totally see where you're coming from. Had a similar experience myself—thought I'd save a few bucks monthly with a higher deductible, then got hit with...

Haha, honestly, your shopping cart story isn't lame at all... parking lots are basically minefields for nice cars. Had a similar scare myself once—onl...

Fair enough, but here's the thing... Does anyone know if PIP coverage kicks in for those minor near-miss scenarios, or is it strictly for actual colli...

Transparency is key, totally agree there. But honestly, even if telematics can help shift your risk profile, isn't there a concern about how insurers ...