Had a similar run-in with a rental a few years back—barely tapped a curb, and they tried to charge me for a whole new wheel. My own insurance covered ...
I get the peace of mind argument, but honestly, I’d rather keep my monthly costs down and just take the hit if something happens. I’ve had classic car...
Not lazy, just depends on your patience level. I get the appeal of tossing them the keys and walking away, but man, that extra fee adds up fast—especi...
Yeah, “full coverage” is a joke. I’ve restored a couple classics and you better believe I read every line of the policy now. Had a buddy lose his ‘72 ...
Title: Do You Really Need Extra Insurance for a Rental in Montana? I hear you on the “loss of use” thing. Got burned by that once—rented a Mustang fo...
They pretty much ignore upgrades unless you have receipts and even then, good luck. I argued about a new transmission once—still got lowballed. They u...
Yeah, dealing with insurance on classics is a headache. I’ve had reps tell me three different things about my ‘69 Camaro in the same week. It’s like t...
I’ve got a couple of classics and honestly, I keep my deductible low. Had a buddy with a ‘68 Camaro who thought he was saving money with a high deduct...
Yeah, that “pleasure use” thing is a pain. I’ve had the same worry—like, what if I stop for gas or pick up a coffee? Feels like they’re just waiting t...
Deer hits are almost always comprehensive, not collision. Some agents get confused, but that’s the rule. Delaware’s weird about waivers, though—read t...
Yeah, AAA's gotten slower lately, but still beats rolling the dice with random tow guys. Had a local dude scratch my classic's bumper once... never ag...
Couldn't agree more—had Geico a while back for my classic Mustang. Decent rates initially, but after a minor scrape downtown, the premium shot up quit...
Yeah, insurance companies always find a way to wiggle out of paying. Had a buddy whose classic Camaro got nailed by hail—thought he was covered too, b...
Good points raised here. Learned the hard way years ago when my classic Mustang got rear-ended—cheap insurance meant headaches later. Now I always pay...