Liability’s really just for damage you cause to others—think property or injuries if you’re at fault in an accident. It won’t help if a tree decides t...

I get the logic behind just adding teens to the policy, but I’m not convinced it’s always necessary, especially if they’re only driving once in a whil...

I’ve seen this play out in business circles too—legal issues can be resolved, but trust is a different animal. In my experience, you can rebuild it, b...

I’ve had a similar experience with those telematics apps. I drive a fairly high-end sedan and the system flagged me for “aggressive” braking when I ha...

That’s honestly the best description I’ve heard. I ran the numbers when I got my M5, and bundling with USAA barely nudged the premium. The “multi-poli...

Title: How did you feel after your first accident and dealing with insurance? I can relate to that frustration. My first accident was a minor scrape ...

It really is frustrating. I’ve been through this with a claim a couple years back—my car was sideswiped by someone who didn’t have insurance, and even...

That’s a good point. I used to be skeptical about these add-ons too, until I ran the numbers after a minor accident last year. Even with solid health ...

I get where you’re coming from about the bundles, but I’ve actually had the opposite experience with the “big name” insurers. For those of us with hig...