Car insurance discussions and local services.
anthonyinventor
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Topics and replies this member has contributed.
RE: Choosing between basic liability and full coverage for your first car - what did you go with?
Couldn’t agree more with this: I see people try to save a few bucks with liability, but then one random accident and they’re out way more. Full coverage just takes so much stress off your plate, especially with kids.
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Bundling really does seem to be the sweet spot for a lot of folks, especially up here where “normal” driving can mean anything from dodging wildlife to dealing with icy roads half the year. I hear you on the telematics t...
RE: Would you risk a higher deductible to lower your insurance bill?
Totally get where you're coming from. The peace of mind that comes with a lower deductible is hard to put a price on, especially when you’ve got kids (they seem to have a sixth sense for finding new ways to cost money, d...
RE: Why did my GEICO premium jump so much this year?
Honestly, those usage-based programs can be a lifesaver for folks who barely drive. I’ve seen people save 20-30% if they’re careful drivers and don’t rack up miles. The catch is, yeah, you’ve gotta be cool with Big Broth...
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?
I hear you on the “record” thing - once it’s out there, it’s tough to shake. I’ve seen people in my line of work who had a fraud issue years ago, and even after they paid their dues, it still pops up when they try to get...
RE: Do you really need extra insurance for a rental in Montana?
Honestly, I hear stories like yours all the time - people think their regular auto policy or even their credit card will cover everything, but there are always these little gaps that pop up when you least expect it. Mont...
RE: Cutting my car insurance bill in half - didn’t think it was possible here
Funny how those “hidden” discounts show up the second you mention a competitor, right? I see this all the time - loyalty doesn’t always pay with insurance companies, even though it should. You’re spot on about not just c...