andrewc28
@andrewc28
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Topics: 1 / Replies: 16
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RE: Would you risk a higher deductible to lower your insurance bill?

I get the logic behind a higher deductible, but honestly, it feels like a gamble I’m not willing to take. I’m still new to driving, and even though I ...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

That’s been my experience too. I thought adding me to my parents’ policy would be a no-brainer, but it actually cost more because of an old claim on t...

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RE: Classic car insurance and the annual mileage cap—worth it?

Couldn’t agree more. The admin side is a pain, but honestly, it’s manageable if you just make it part of your routine. I was worried about the mileage...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Honestly, I get what you’re saying, but I think it depends on the situation. Last week, I was pulled over outside Sioux Falls, and the officer asked f...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, I get the frustration. Dealing with Geico’s “preferred” shops is a pain, especially if your car isn’t a basic sedan. Their network in NY fee...

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RE: Would your insurance hold up if your EV battery suddenly failed?

I’ve actually tried the goodwill route with a manufacturer when my battery died just outside the warranty window. Didn’t get the full cost covered, bu...

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RE: Are those price-checker sites actually reliable?

I get what you’re saying, but sometimes I wonder if people rely too much on those price-checker sites just because it’s easy. Has anyone actually foun...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

That's exactly the point. Choosing a deductible isn't just about monthly savings—it's about your actual financial cushion. If you don't have at least ...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

True, but honestly, even after cleaning mine thoroughly, it still randomly freaked out over shadows from overhead signs... Anyone else notice certain ...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I get the logic behind skipping comprehensive on an older car, but as someone still driving a hand-me-down sedan from my parents (thanks, Mom an...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

When I was shopping around, it seemed brokers who understood local conditions were definitely more helpful. Telematics was a nightmare for me too—my o...

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RE: lent my car to a friend, insurance got messy real quick

I've learned this the hard way myself. A couple years back, I lent my car to my roommate for what was supposed to be just a weekend trip. Well, that w...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I get this. Had a similar wake-up call when a deer ran straight into my Corolla last fall. Initially thought comprehensive coverage was just an ...

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RE: quick heads-up on Arkansas auto insurance basics

Had something similar happen during my first year driving—thought it was just a scratched bumper, so didn't file. Later found out the alignment was of...

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RE: insurance companies dragging feet after storms—is this normal?

Had a similar experience when our basement flooded a couple years back. Adjuster kept pushing dates around, and meanwhile, mold was starting to throw ...

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