Car insurance discussions and local services.
andrew_writer
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RE: Letting Friends Borrow Your Car in NY - What Insurance Actually Covers?
Totally get where you’re coming from. I’ve always thought it’s wild how much of this stuff comes down to “well, it depends.” Like, I called my agent once just to ask about my sister borrowing my minivan for a week (she w...
RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual
I totally get what you mean about the “car fund” turning into a slush fund for random splurges - been there, done that. Honestly, I used to be all about liability only, especially when our minivan was getting up there in...
RE: How picking a “boring” car turned into a wallet win
Honestly, I get where you’re coming from, but I’ve had the opposite experience. Our “boring” family sedan (yep, another beige wonder) has been a total workhorse - nothing fancy, but it just runs and runs. Maybe it’s luck...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Bundling always sounded like a no-brainer to me too, but honestly, I’ve had the same experience - looked great on paper, but when I actually ran the numbers, it didn’t stack up against what they offered for a clean drivi...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Honestly, bundling has always given us the bigger break, especially up here. Clean record discounts are nice, but they’re usually smaller and can vanish with one ticket. Bundling feels more stable - plus, it’s just easie...
RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?
I get what you mean about the risk being higher at shows - people just don’t respect boundaries sometimes. I’ve got a minivan, nothing fancy, but even then, I’d be annoyed if someone dinged it and my insurance shrugged. ...
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RE: stuck between Geico and Progressive in NY, thoughts?
Totally get where you’re coming from with the unpredictability of city driving. I tried Progressive’s Snapshot for a few months and honestly, it just made me more anxious behind the wheel. I’d be extra cautious, but then...
RE: stuck between Geico and Progressive in NY, thoughts?
I've had the opposite experience in NY, actually. Geico ended up being cheaper for me, even with a speeding ticket from a couple years back. Progressive's agreed-value coverage does sound appealing, but when I checked it...