Yeah, I've noticed this too. Had a client once with a restored '72 Corvette—AAA was totally lost figuring out the valuation. Specialty insurers just g...

Yeah, learned that lesson the hard way myself. Thought I was saving money until I clipped a curb in icy weather—ended up paying nearly the whole repai...

I've seen this happen quite a bit myself. Had a client recently who was retired Air Force, and he was convinced the military discount would automatica...

Had a client once who swore by his automatic braking system—until it failed him during a sudden hailstorm. Tech's great, but relying solely on it... t...

Honestly, there's no perfect formula...but here's how I usually approach it: I ask myself, "If something happened tomorrow, could I comfortably pay th...

Mileage-based can be a bit tricky up here in Alaska, honestly. Had a client once who thought he'd save big because he barely drove his truck—turns out...

I had a client once who was labeled high-risk after a couple of speeding tickets (nothing major, just bad luck really...). He decided to go for the de...

My dad went with one of those reward programs a few years back—he liked the idea of getting gift cards and stuff. But honestly, after a while, he kind...