That dinner analogy hits home. I had a client in Meyerland who was baffled after her renewal shot up, even though she’d never had a claim. Turns out, ...
Title: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way? That’s a legit concern. I’ve actually seen ...
That “set it and forget it” thing really does have its appeal. I’ve seen people get tripped up by those little devices—one guy I worked with left his ...
Funny thing—years ago, I had a buddy borrow my car “just this once.” Fast forward, he’s driving it every other weekend. When he got in a fender bender...
Funny, I used to roll my eyes at all the “extra” coverage options too, until my neighbor got rear-ended by someone with no insurance. The process drag...
Man, “loss of use” is one of those sneaky little details that catches so many people off guard. I remember a client who thought his fancy credit card ...
Why does insurance cost more in Houston than Austin or Dallas? Yeah, that tracks with what I’ve seen—Houston’s rates are just wild compared to Dallas...
That’s a good point about “occasional” being open to interpretation. I remember this one case where a guy let his cousin borrow his car every few week...
I totally get where you’re coming from. I remember trying to use my rewards points and a promo code on a flight booking once—thought I was being cleve...
Yeah, I've noticed this too. Had a client once with a restored '72 Corvette—AAA was totally lost figuring out the valuation. Specialty insurers just g...
Yeah, learned that lesson the hard way myself. Thought I was saving money until I clipped a curb in icy weather—ended up paying nearly the whole repai...
I've seen this happen quite a bit myself. Had a client recently who was retired Air Force, and he was convinced the military discount would automatica...
Had a client once who swore by his automatic braking system—until it failed him during a sudden hailstorm. Tech's great, but relying solely on it... t...
Honestly, there's no perfect formula...but here's how I usually approach it: I ask myself, "If something happened tomorrow, could I comfortably pay th...
Mileage-based can be a bit tricky up here in Alaska, honestly. Had a client once who thought he'd save big because he barely drove his truck—turns out...