agarcia84
agarcia84
@agarcia84
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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

The ziplock trick cracks me up, but honestly, it’s what my uncle swears by too. I tried the app once and, of course, my phone died right as I got pull...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, I totally get where you’re coming from. I remember my uncle had this old Mustang—he always went for the higher deductible because “nothing ever ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I totally get this. I’m still new-ish to driving, but the first time I had to call AAA, I was basically shaking. The app said the tow truck was “on th...

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RE: saving cash on insurance when you're young and broke

Honestly, I get the whole “switch every year” thing, but I tried that and somehow my rates went up because of a “gap in coverage” when I switched comp...

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RE: stuck between Geico and Progressive in NY, thoughts?

Interesting you mention that about Progressive—I had a minor fender bender last year (totally my fault, rookie mistake backing out of a tight parking ...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Haha, this hits way too close to home. I'm still pretty new to driving, but I've already fallen down that rabbit hole. Last month, I thought I'd save ...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

I had a similar chicken incident near Waianae a few months back—those birds seriously have no chill. I swerved slightly and my insurance app flagged m...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, had something similar happen during my first long-distance drive. Battery died at a rest stop in the middle of nowhere, and AAA took forever—I t...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

That's interesting about your rates dropping after moving to Dover. I'm still new to this whole insurance thing, but stories like yours make me wonder...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, I get what you're saying about not appreciating it until you need it. I'm still learning all this stuff, but my instructor mentioned PIP briefly...

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RE: insurance denied my claim—what would you do?

Man, reading this thread makes me wonder if I'm being too chill about all this insurance stuff. I'm still learning the ropes as a student driver, but ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, insurance logic puzzles me too. When my older brother swapped out his headlights for brighter LEDs, our insurer acted like he'd installed lasers...

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RE: keeping your vintage ride running smooth on long trips

Yeah, drilling definitely gives me pause too... I remember helping my uncle with his old Mustang once—we went back and forth forever about drilling or...

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RE: got caught up in fraud trouble—what happens next?

I've wondered about that too, honestly. A friend of mine had a similar issue last year—someone got hold of her debit card info and went on a shopping ...

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