agarcia84
agarcia84
@agarcia84
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Topics: 0 / Replies: 20
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RE: Letting teens borrow your car: add them to insurance or just trust the policy?

I totally get what you mean about the “occasional driver” thing feeling like a trap. My parents went through something similar with me when I first go...

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RE: Would you risk a higher deductible to lower your insurance bill?

I totally get where you’re coming from—there’s just something about classic cars that makes you want to protect them at all costs. I’ve only been driv...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

That hits home. I let my roommate drive my car once because his was in the shop, and he swore he was “a careful driver.” Next thing I know, there’s a ...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Honestly, I had no clue about the telematics thing until my mom’s friend mentioned it. She called it the “spy box,” which made me laugh, but it actual...

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RE: Cutting my car insurance bill in half—didn’t think it was possible here

Cutting Corners on Insurance—Worth the Risk? I totally get where you’re coming from. I’m still pretty new to driving (just got my license last year...

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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

That’s true, but I had a friend whose phone died right after a fender bender, and he couldn’t pull up his insurance info. The cop was cool about it, b...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

The ziplock trick cracks me up, but honestly, it’s what my uncle swears by too. I tried the app once and, of course, my phone died right as I got pull...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, I totally get where you’re coming from. I remember my uncle had this old Mustang—he always went for the higher deductible because “nothing ever ...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I totally get this. I’m still new-ish to driving, but the first time I had to call AAA, I was basically shaking. The app said the tow truck was “on th...

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RE: saving cash on insurance when you're young and broke

Honestly, I get the whole “switch every year” thing, but I tried that and somehow my rates went up because of a “gap in coverage” when I switched comp...

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RE: stuck between Geico and Progressive in NY, thoughts?

Interesting you mention that about Progressive—I had a minor fender bender last year (totally my fault, rookie mistake backing out of a tight parking ...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Haha, this hits way too close to home. I'm still pretty new to driving, but I've already fallen down that rabbit hole. Last month, I thought I'd save ...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

I had a similar chicken incident near Waianae a few months back—those birds seriously have no chill. I swerved slightly and my insurance app flagged m...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, had something similar happen during my first long-distance drive. Battery died at a rest stop in the middle of nowhere, and AAA took forever—I t...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

That's interesting about your rates dropping after moving to Dover. I'm still new to this whole insurance thing, but stories like yours make me wonder...

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