Good points about mileage tracking—it definitely depends on your lifestyle. I mostly commute short distances, so mileage discounts saved me quite a bi...

I dealt with something similar a few years back in Idaho. Got a DUI when I was younger and then had to get my own policy shortly after. The quotes wer...

Switching to an older car definitely helps, but from my experience, telematics didn't really move the needle much. Maybe it's just my driving habits, ...

That's actually an interesting idea... I'd probably go for something like that myself. I mean, my car's already got a few scratches and dings—nothing ...

I had a similar issue a few years back—my '72 Mustang got dinged pretty bad in a storm. The insurer initially tried to lowball me on the agreed value ...

Yeah, clear guidelines could help, but then again, how would cities even define what's "clean" or "presentable"? Seems subjective...maybe a fixed grac...

Yeah, that's tough—insurance companies really hammer you for DUIs. You might check around every year or so; some insurers ease up quicker than others,...

Had something similar happen in Ohio last year—credit card coverage kicked in only after my personal insurance paid out first. Took weeks to sort out,...